How to insure checked luggage
I know th pandora charms at y pandora charms ou are not supposed to put valuables into checked baggage, but in some cases it is necessary. For example if you have large valuable items that do not fit in carry on or if you have enough valuable items that you cannot fit them all in carry on.
My understanding is that while airlines do accept liability for baggage, they typically exclude valuable items such as electronics, jewelry etc. and the liability dollar limit is quite low. I’ve also heard they will won’t accept liability for loss, damage or delay caused by “security searches.” Here for example is American Airlines Baggage Liability Limitations.
Given that it seems that airlines have limited their liability to the extent that pandora charms they probably won’t pay for anything valuable or perhaps anything at all if they can blame the “security procedures” what is the best insurance to protect yourself? I’m from the USA and interested about insurance for international travel.
Traveling with and insuring valuables is tricky. Unless you can carry the valuables aboard with you in either a backpack or carry on, it readily turns out to be impossible or, at best, prohibitively expensive. Travel insurance companies generally limit liability on checked luggage/personal belongings to $3,000 $5,000 US, and delivery carriers like USPS or UPS if you entertain shipping the valuables ahead and catching pandora charms up with them later also do not insure parcels for more than $5,000 US without a commercial account.